Am I doin it wrong? or is this just a dumb question?

Yes that sounds like a perfect belt, it might be easier to record yourself and listen to it back becuase it will sound completely different when the sound you hear is not coming from your own head. Try and bring the tongue down in the mouth to let lots of air out that way and really widen your mouth to start with. Nasally sound is produced when the airways to the mouth are blocked and so the air comes out your nose. Also some sounds such as sing are automatically more nasally. It does depend on the person but if it ever hurts it is wrong. Always.